I came to a harsh realisation this weekend.
I'm fed up being fricken poor!
I live payday to payday which isn't really that great and if i want to do something fun with Agent M i have to plan it out almost to the penny. I feel like I've not been as careful with money recently and its starting to reflect in my bank balance.
I decided to have a real harsh look at my finances and the debt i have and although its not as bad as i had originally thought, its still a fair chunk. I pay it off in monthly instalments and am happy that I've got over £2000 paid off already but there is still a long way to go.
I'm turning 29 in a couple of weeks and I've been thinking about what i want to have accomplished by the time i am 30 and the biggest one is be debt free ... I mean how amazing would that be. And what a fantastic gift to give to myself.
Getting debt free would free up a lot of stress and i think would mean that i could enjoy family life more. Imagine if i didn't have to save all my money to pay bills and i could take Agent M on his first ever holiday abroad. That would be brilliant!
So that's what I'm planning to do.
My big goal is to be completely debt free by my 30th Birthday ... 54 weeks to get my finances in order and welcome in a new chapter of my life.
I'm looking forward to it!