Debt Free Thirty's

I came to a harsh realisation this weekend.

I'm fed up being fricken poor!

I live payday to payday which isn't really that great and if i want to do something fun with Agent M i have to plan it out almost to the penny. I feel like I've not been as careful with money recently and its starting to reflect in my bank balance.

I decided to have a real harsh look at my finances and the debt i have and although its not as bad as i had originally thought, its still a fair chunk. I pay it off in monthly instalments and am happy that I've got over £2000 paid off already but there is still a long way to go.

I'm turning 29 in a couple of weeks and I've been thinking about what i want to have accomplished by the time i am 30 and the biggest one is be debt free ... I mean how amazing would that be. And what a fantastic gift to give to myself.

Getting debt free would free up a lot of stress and i think would mean that i could enjoy family life more. Imagine if i didn't have to save all my money to pay bills and i could take Agent M on his first ever holiday abroad. That would be brilliant!

So that's what I'm planning to do.

My big goal is to be completely debt free by my 30th Birthday ... 54 weeks to get my finances in order and welcome in a new chapter of my life.

I'm looking forward to it!

Make it Monday #31

Hey lovely's ... Welcome to my linky!

Its the last week of September which means Mama can officially start rolling out all the cool Halloween posts I've been working on. I love Halloween and am really excited to celebrate this year since i always seemed to be working or at college on the big day. This time round i'm celebrating all month long ... i have some making up to do :)

Anyway, onto the linky ... This one is for all you creative people out there to showcase your favourite craft or recipe posts. Wither your a savvy stitcher or a brilliant baker, i want you to share your posts for us all to swoon over :)

If you made it, We'd like to see it :)

I've also set up a Make it Monday board on pinterest so I'll be adding your posts there for everyone to share.

Once it becomes a bit more established, i will start to have a featured make each week but since its early days i thought i would take it one step at a time.

The rules are simple ...

• Link up maximum TWO posts - They can be old or new. Please don't just link up your blog home page.
• Comment on the 'Host' post and at least 2 others, though more if you have the time. Its all about sharing the love here.
• When commenting use the tag #MIMLinky so that they know where you found them.
• Add the "Make it Mondays" badge to your linked post so that others can find the linky and join in. 

Feel free to tweet your post(s) along with the hashtag #MIMlinky and mention @justacraftymama so i can retweet for you.

<div class="just-a-crafty-mama-button" style="width: 200px; margin: 0 auto;"> <a href="http://www.justacraftymama.co.uk" rel="nofollow"> <img src="http://i113.photobucket.com/albums/n206/craftymama087/Make%20it%20mondays_zpsj9pbczdf.jpg" alt="Just a Crafty Mama" width="200" height="200" /> </a> </div>

An InLinkz Link-up

My Sunday Photo - 25/9/16

Oh boy its been a looong weekend.

I've been trying to stop myself crying from the pain and subsequent itching from these stitches in my head. Agent M managed to swim the length of the pool twice during his swimming lessons (without stopping) and after a struggle to find trousers to fit him since BHS has shut down, we had a family wedding to attend.

I was impressed that Agent M managed to stay awake as long as he did and bless him when we got home after 11pm, he was out like a light as soon as his head hit the pillow.

I was glad of a long lie today too since he didn't get up till after 9am, yet more grateful that Agent D treated us to brunch at our local Wetherspoons. Even though i wasn't drinking last night i do feel a little rough today.

Its been nice to spend time with the Agents and just chill today before the madness of the week begins again.

Make it Monday #30

Hey lovely's ... Welcome to my linky!

Agent M and i have been enjoying the long weekend by getting our paint on ... We bought some small canvas' from Home Bargains and have been making some Pokemon wall art. I'm hoping to share them with you all this week. Of course we have also been taking advantage of the warm weather this weekend by going poke-hunting and using the Persil Wild Explorers app. Gotta take advantage before the cold weather sets in.

Anyway, onto the linky ... This one is for all you creative people out there to showcase your favourite craft or recipe posts. Wither your a savvy stitcher or a brilliant baker, i want you to share your posts for us all to swoon over :)

If you made it, We'd like to see it :)

I've also set up a Make it Monday board on pinterest so I'll be adding your posts there for everyone to share.

Once it becomes a bit more established, i will start to have a featured make each week but since its early days i thought i would take it one step at a time.

The rules are simple ...

• Link up maximum TWO posts - They can be old or new. Please don't just link up your blog home page.
• Comment on the 'Host' post and at least 2 others, though more if you have the time. Its all about sharing the love here.
• When commenting use the tag #MIMLinky so that they know where you found them.
• Add the "Make it Mondays" badge to your linked post so that others can find the linky and join in. 

Feel free to tweet your post(s) along with the hashtag #MIMlinky and mention @justacraftymama so i can retweet for you.

<div class="just-a-crafty-mama-button" style="width: 200px; margin: 0 auto;"> <a href="http://www.justacraftymama.co.uk" rel="nofollow"> <img src="http://i113.photobucket.com/albums/n206/craftymama087/Make%20it%20mondays_zpsj9pbczdf.jpg" alt="Just a Crafty Mama" width="200" height="200" /> </a> </div>

An InLinkz Link-up

My Sunday Photo - 18/9/16

Its a rainy day here and Agent D is recovering from what we think is the flu, so Agent M is enjoying some Minecraft time on his Xbox One and I'm taking advantage of the "Me time" and watching some trash TV ... first up being the premier episode of Rob and Chyna.

Its good to see Rob as hes been MIA in the Kardashian show but my goodness does Blac Chyna like to scream ... She needs to chill out!

**Don't care if you judge my viewing choices, Agent D already has that covered. Haters gonna hate hate hate!